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HOW TO PLAY BACCARAT

The object of Baccarat is to bet on one of two hands, the one you think will come closer to nine. Nine is the highest hand. Ten value cards have zero value. Aces always count as one. If the cards dealt total more than nine on either hand, they acquire the value of the second digit. Example: 10=0, 17=7, etc.

The shoe holds eight decks of cards. It is passed around the table from player to player counter-clockwise, every time a player hand wins. This encourages each player to take an active part in dealing the game. Before cards are dealt from the shoe, everyone places their bet on the side they think will win (Banker or Player). The player with the shoe then deals four cards alternately. Two are designated Player cards. Two are designated Bank cards. The croupier announces the total of each hand and, if the rules require, will call for a possible third card for either side. The rules for drawing a third card are: If the Bank and/or Player hand has eight or nine on the first two cards, no further cards are drawn; a Player hand having zero to five must draw one card and a Player hand having six or seven must stand; and the Bank hand stands or draws one card depending on the third card drawn by the Player. (See chart below) The winning third card for either side is announced, losing bets are collected and winning bets are paid even money.

One other bet option is called a "Tie." You may bet this in conjunction with a Bank or Player wager. If the next hand ties, you will be paid 8 to 1.

Banker Hand Third Card Rule
When Banker's First Two Cards Total: Draws When Player's Third Card Is: Does Not Draw When Player's Third Card Is:
0, 1, 2 Banker's hand always draws on these totals Banker's hand always draws on these totals
3 1-2-3-4-5-6-7-9-0 8
4 2-3-4-5-6-7 1-8-9-0
5 4-5-6-7 1-2-3-8-9-0
6 6-7 1-2-3-4-5-8-9-0
7 Stands Stands
8-9 Natural Stands Natural Stands
 


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